3-Step process
Over the years of creating numerous financial plans, we have developed a cohesive approach to the delivery of our services. We call it the 3-Step Process.
The First Step is all about learning about you, your vision of your future, personal goals and objectives, unique preferences and circumstances. We will also collect your financial documents at this stage of the process.
In the Second Step we will schedule a planning meeting with you to present your financial plan and address any related questions. These meetings are meant to be as interactive as possible.
Your written financial plan will be delivered to you in the Third Step of the process. After you review the plan, we will help you with any remaining questions or implement it for you if you selected our Wealth Management services.
You will receive a lot of guidance along the way!
Retirement journey
Pre- and post-retirement planning is our specialty. Our most important objective is to help you reach your goals without the risk of running out of money.
We start with the assessment of your existing situation which involves a thorough conversation about how you envision your perfect retirement plan.
Our next step is to create multiple scenarios to demonstrate how certain decisions, such as claiming Social Security or timing of portfolio draws, will impact achieving your goals.
Once we agree on the most comfortable plan for you, we will develop a cohesive strategy to safely achieve your retirement goals. Potential contingencies, such as Long- Term Care (LTC) expenses, are frequently included in the plan.
You work hard to accumulate your nest egg. We want to give you confidence and clarity so you can spend time doing the things that are most important to you.
Investment Philosophy
Our well-defined and time-tested investment approach is based on Three Core Principles we apply to develop a custom strategy for your specific situation.
- It must be matched with your overall financial plan and personalized for your unique preferences. No generic models will be offered to you.
- It must be based on sound investment philosophy. Our portfolios are fully diversified and each Wealth Management client has a personalized Investment Policy crafted for them.
- It must be continually adjusted for the market conditions. We will rebalance your portfolio in real time to take advantage of the opportunities presented by everchanging and volatile markets.
We offer truly individualized investment strategies to our clients. Our managed portfolios share a common philosophy but no portfolio is the same.