Our complete partnership
We Handle the Complexity. You Enjoy Retirement.
We combine ongoing retirement planning with investment management. Every decision about your money, taxes and income works together as a coordinated strategy, not a collection of separate accounts.
What's Included:
Our Fortress Financial Plan approach covers every dimension of your retirement picture, actively managed and updated as your life changes:
Ongoing Investment Management
Tax-Efficient Withdrawal & Income Sequencing
Social Security Optimization
Roth Conversions & Multi-Year Tax Minimization
Long-Term Care Planning
Charitable & Legacy Planning
Your plan isn't built once and filed away. It's a living strategy, managed by a team of CFP® and CFA professionals, updated proactively as tax laws, markets and your life change.
We meet with every client quarterly and are always available when you need us. No waiting for your next scheduled review to get answers.
Our Fee Structure (Assets Under Management):
$2M to $5M: 0.75%/year (flat, no brackets)
$5M to $10M: 0.65%/year (flat, no brackets)
$10M+: 0.55%/year (flat, no brackets)
Our fee structure is straightforward: flat rates with no tiered brackets that increase as your portfolio grows.
Portfolios under $2M: We work with select clients on an all-inclusive advisory fee typically ranging from $9,600 to $14,400/year, covering comprehensive planning and investment management. Availability is limited. Contact us to discuss your situation.
Next Step:
Ready to stop managing the complexity and start enjoying retirement?
retirement, simplified.
Looking for clarity in retirement? We'll create a comprehensive written plan that shows exactly where you're headed, what's at risk and what needs to happen next.
What's Included:
A comprehensive retirement plan tailored to your situation. Through 2-3 interactive planning meetings, we address all areas of your finances and deliver a written plan with specific, prioritized recommendations. These cover taxes, income, investments and estate planning.
Ideal For:
Clients who want a professional-grade retirement plan and a chance to experience the depth of our planning process before committing to ongoing management.
Flat Fee Range: $3,500 to $5,500
(Price depends on complexity of your situation)
What This Plan Does Not Include:
The "Build My Retirement Plan" service provides you with a tailored roadmap to implement on your own. It does not include ongoing portfolio management, course corrections when life doesn't go as planned, proactive tax coordination or monitoring as your life and markets change. Clients who want their plan actively implemented and kept current move to our "Manage My Whole Retirement" service.
Next Step:
Implement your plan independently or transition to our "Manage My Whole Retirement" service. If you transition within 90 days, 100% of your planning fee credits toward your first year of advisory fees, making the plan effectively free for clients who move forward.